Protocol overview

DiversiFi is a non-custodial index vault infrastructure built on Solana.

The protocol enables the creation and management of structured, rule-based asset baskets through deterministic on-chain mechanics.

At its core, DiversiFi consists of three primitives:

1. Vault Architecture

2. Deterministic Allocation Logic

3. Automated Rebalancing Engine

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Vault-Based Architecture

Each index is implemented as an independent, non-custodial vault smart contract.

When a user deposits:

• Assets are converted into the vault’s target allocation

• Tokens are held directly by the vault

• The user receives index tokens (dTokens) representing proportional ownership

dTokens (e.g., dBONK, dMulti) represent a claim on the underlying vault assets.

This architecture ensures:

• Full on-chain transparency

• Self-custody (no pooled admin control)

• Deterministic accounting

• Composability with other Solana protocols

Each vault defines:

• A fixed token set

• Target weight allocations

• Rebalancing thresholds

Vault contracts are the foundational primitive of the DiversiFi system. More details here .

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Automated Rebalancing Engine

The protocol includes an event-based rebalancing mechanism.

When allocation drift exceeds predefined thresholds:

• Only the necessary portion is swapped

• Full portfolio liquidation is avoided

• Deposits are used to minimize standalone rebalancing activity

Rebalancing restores alignment with target weights without altering composition.

Composition changes occur only through scheduled refresh cycles or governance-defined updates.

More details here .

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On-Chain Index Tokens

Each vault issues an index token (dToken).

These tokens:

• Represent proportional ownership of vault assets

• Track the vault’s Net Asset Value (NAV)

• Are fully backed by underlying assets

• Are designed to be composable across the Solana ecosystem

Index tokens serve as the interface between structured exposure and broader DeFi composability.

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Solana-Native Infrastructure

DiversiFi is built natively on Solana to leverage:

• High throughput

• Low transaction costs

• Deterministic execution

• Ecosystem composability

The protocol is designed to function as infrastructure that other applications can integrate.