> For the complete documentation index, see [llms.txt](https://docs.diversifi.trade/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.diversifi.trade/diversifi-platform/user-workflow.md).

# User Workflow

From a user’s point of view, DiversiFi has a simple flow: choose or build a portfolio, deposit USDC, receive a dToken, and let the engine do the work.

### 1. Choose a Strategy or build a portfolio

On **diversifi.trade**, a user can either:

* pick a **DiversiFi Strategy** (e.g. Boomer, Big Four, Yield, narrative baskets), or
* configure a **custom portfolio** by choosing tokens, target weights, and basic rules.

Each choice corresponds to a dedicated vault + dToken under the hood.

### 2. Deposit USDC

The user deposits **USDC** into the selected vault via the app.

* The protocol swaps USDC into the target allocation for that Strategy or portfolio.
* In return, the user receives a fungible **dToken** representing their proportional share of the vault.

The user always holds dTokens in their wallet, not the underlying assets directly.

### 3. Hold, track, and use the dToken

Once the deposit is done:

* The dToken tracks the value of the underlying portfolio (NAV).
* The user can see performance in the app and, where supported, use the dToken in other DeFi integrations (e.g. as collateral once integrations go live).

### 4. Automatic management in the background

The vault’s allocation is continuously monitored against its target weights.

* When drift exceeds the configured threshold, the [auto-rebalancing](/auto-rebalancing.md) engine updates the portfolio back toward target weights.
* This is what allows Strategies and portfolios to **systematically react to volatility** instead of staying static.

All of this happens without user intervention; the user simply holds dTokens.

### 5. Exit or adjust

At any time, the user can:

* **Withdraw** – burn their dTokens in the app and receive USDC back (net of any applicable fees).
* **Adjust** – move between Strategies, or create a new portfolio and allocate fresh USDC there.

Implementation details such as exact swap routing, oracle usage, and rebalancing cadence are covered in the [vault system](/vault-system.md) and [protocol overview](/readme-1.md) pages. This page is purely about the user journey through the app.